I Hope You Enjoy This "Practice Tool" Before You BUY An "Investment" Property!
	INCOME ANALYSIS FOR "INCOME-PRODUCING" PROPERTY
	Fill in Prop Desc, Purch Price, Down Pmt, Int Rate, Mtg Years, Units of Each Type,
	Income by Each Unit / Type of Unit, Then Enter Expenses for Entire Property.
	Worksheet for :
	Purchase Price:			Down Pmt:		Mtg:
	Int Rate:		Mortgage Years:			Pmt:
		# Units		Rent/Mnth	Tot Rent
		Per Type		(each Unit)	Per Type	Describe Units
	1
	2
	3
	4
		Totals			Total Mnthly		Annual
					Rent		Rent
	Potential Gross Income (PGI)
	Enter Any Misc Income (Annual Amount) :
	Vacancy Rate			of PGI
							--------------------
	Effective Gross Income (EGI)
	FIXED EXPENSES:
	Insurance (Enter as ANNUAL Expense) :
	Real Estate Tax (Enter as ANNUAL Expense) :
	VARIABLE EXPENSES:
	Trash pickup (MONTHLY Expense):
	Other Maintenance Expense (MONTHLY Expense):
	Utilities Expense - If Paid By Owner - (MONTHLY Expense):
	Misc Expenses Pd By Owner - (MONTHLY Expense):
	Misc Expenses Pd By Owner - (MONTHLY Expense):
	TOTAL EXPENSES:
							--------------------
	OPERATING CASH FLOW (Simple NOI)
	Debt Svc (Mtg Pmts):			/MONTH		Annual Debt Svc:
							-----------
	CASH THROW OFF (CTO) AFTER LOAN PAYMENTS
	Approx Equity - Down Pmt + CTO + Principal Pmts - YEAR 1
	Cash on Cash (Down Payment Only):
	Debt Service Coverage Ratio (DSCR) (Lenders will want at LEAST 120%)
	Operating Expense Ratio (without Replacement Reserves)
	Equity Dividend Rate (EDR) - On Down Pmt Plus Prin Portion of Debt Svc
	Payback Period (Years) (If NEGATIVE, You'll Want to Reconsider)
	Cash Breakeven Ratio (Without Replacement Reserves)
	*** FIGURES ARE APPROXIMATE, NONE ARE GUARANTEED OR WARRANTED ***
	FIXED RATE ONLY - (No Entries Here - All Taken From Above Entries)
	MORTGAGE AMORTIZATION SCHEDULE - First Two Years Only
				LOAN AMOUNT
				ANN INT RATE
				YEARS (TERM)
				BEGIN DATE:		01/01/08
				PAYMENT:
	PMT #	Pmt Amt	Int	Prin	Balance	Annual Int	Annual Prin
	1